Moneyless
Routes payments. Picks the provider. Flags odd behavior. No rule spreadsheet to babysit.
Routing without a rule spreadsheet
Moneyless picks a provider from live success rates, cost, and session behaviour. Static rules rot. This path updates as the book updates.
Each transaction is a data point. Intent, failure, and fraud flags feed the next pick. A person still owns the risk policy.
Talk to usReads intent from behavior
Cognitive SDK watches the session and infers payment intent
Pick the path
Method and provider from live success, cost, and the session
Fraud on the live tx
Odd behaviour and risk score, with the records behind it
What it does
Built on Talorik OS. Same graph, payment-shaped.
Session context
Tracks payment intent, infers user confidence, detects anomalies using Cognitive SDK
The pick
Picks method and provider from success rate, cost, and what the user is doing
Retry
If the first provider fails, try another. Logged. Policy still yours.
What worked last time
Success rates, cost, and preference from the book. The next pick uses it.
Fraud Detection
Odd txs flagged on the live stream, with a score and the records behind it
Several providers, one API
Stripe, PayPal, Square, Adyen, and others behind one interface
How it works
Watch the session, score the path, route the payment, keep the outcome.
Watch the session
Cognitive SDK tracks the path to pay: browse, cart, form. Infers whether the user is focused, stuck, or about to leave.
Score the path
Amount, currency, history, device, location. Success odds per method and provider.
Route
Signal Dispatcher sends the payment. If it fails, another provider. Logged.
The book updates
Each outcome updates rates, cost, and preference. The next pick is cheaper to trust.
Security & Compliance
PCI DSS. Encryption in transit and at rest. A full audit trail.
PCI DSS Compliant
All sensitive payment data encrypted in transit and at rest. Complete audit trail of all transactions.
Fraud Protection
Real-time fraud detection using behavioral patterns and cognitive anomaly scores. Automatic risk assessment.
Regulatory Compliance
GDPR and PSD2. Processing can stay on your network.
Payment Providers
Unified interface for all payment providers. Intelligent routing across multiple services.
Optimization Metrics
Moneyless optimizes for multiple objectives simultaneously.
Where we operate
Intelligence for desks where delay is expensive
Energy
Planetary-scale operations and grid intelligence
Model generation, transmission, and market signals in one continuous view so teams see imbalance and risk before they cascade.
Energy